The following term life insurance companies head up the Centennial-Life: Ohio National Life Assurance Corporation, West Coast Life Insurance Company, Banner Life Insurance Company, ReliaStar Life Insurance Company, Protective Life Insurance Company. We use a third party database of top term life insurance companies to rank in terms of lowest life insurance rates. We can also provide term life insurance quotes online.

Term life insurance rates have been dropping steadily in response to increased competition. Term life insurance is a commodity, and improved access to online life insurance quotes information, such as at this Web site, is making it even more so. Whether to use life insurance as an investment is a separate decision; but for just pure life insurance, which is term insurance, why pay more than you have to?

Centennial-Life also lets you obtain term life insurance quotes from independent agents. These life insurance agents use software programs to ensure that they have the lowest life insurance rates; they don't quote for just one life insurance company. Term life insurance quotes are commodities, and they find the best term life insurance rate.